Getting pre-approved
Even if you’re not 100% sure on the timing for your search, it’s still a good idea to connect with the bank and make a plan so you can hit the ground running when the right house comes on the market. No one wants to be chasing down the bank two hours before the offer deadline! Here is a list of preferred lenders who share our service-minded approach.
To become pre-approved, you’ll be asked to fill out a mortgage application, submit documents and authorize a credit score review.
Interviewing Your Lender
ask about competitive interest rates and loan origination fees
range of mortgage programs
lender is accessible outside “banker’s hours”
industry reputation
down payment assistance options
proactive and effective communication
solid track record of closing on time
LENDER RESOURCES
Guild Mortgage | Trevor McFarland
CrossCountry Mortgage | Emily DeGray
Security First | Brian Tankersley
Citizen’s Bank | William Brown
